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Sand in the gears (not oil)

Lost in end-of-year news and the plunge in the price of oil, systemic changes to bank deposits will change banking for treasurers.
Sand in the gears (not oil)

While every financial paper has been shrieking about the price of oil plunging below the $60/barrel barrier, less attention has been given to an issue of far-reaching systemic impact. The traditional model of banking has been well and truly upended.

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