Expert warns SMEs against applying for larger loans ‘simply because it’s cheaper’, while borrowers should be aware of what aligns with their long-term development goals.
As the US Fed is expected to cut rates by either 25 or 50 bps this week, Asia-based treasurers suggest keeping track of the long-term fundamentals of the rate cycle.
Expectations that banks will be able to recoup losses from low interest rates by hiking fees remain unrealistic given the weak overall economic conditions in China and Hong Kong
TMA published feedback from market participants on HONIA as the successor to HIBOR in late December but unlike its US counterpart SOFR, Asian businesses are taking time to adapt
Well-rated borrowers in China - in particular the tech giants - are using their muscle to drive home good loan bargains when negotiating with their relationship banks
The People’s Bank of China has made the groundbreaking decision to allow banks greater flexibility in interest rate policy. For years it had been of the opinion that rigid control of rate policy would protect banks from painful losses on bad loans.