Federated Hermes

Cash remains a competitive asset class for investors seeking diversification through lower-risk, more-liquid assets. But maximising benefits from your cash allocation requires careful planning.

As a key beneficiary of the current economic backdrop, money market funds can provide a low-cost way to earn a return on cash. For investors, it is increasingly important to know how to access them and why they should consider using them to make the most of their cash.

While ESG factors may more broadly reflect longer-term considerations, they present potential short-term risks that can impact money market and liquidity instruments.