
Chinese banks look to SME loans, transaction banking to spur growth
Chinese banks’ soaring profits may soon be a thing of the past since the nation started liberalising its interest rates last June, which continues to erode their earnings.

More than 60% of 850 bankers in China believe Beijing’s move to scrap the ceiling for deposit interest rates poses a negative impact on their businesses in the coming three to five years, according to a survey conducted by PricewaterhouseCoopers (PwC) and the China Banking Association between April and June last year.
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